Terms of Use
Last updated: November 2024
Agreement to Terms
By accessing and using the Prtiaggru website and services, you accept and agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use our website or services.
Services Description
Prtiaggru provides educational and advisory services related to cash withdrawal fees and banking cost optimization. Our services include transaction analysis, banking product comparisons, and strategic guidance for reducing ATM and withdrawal-related fees.
We do not provide financial advice as defined under Australian financial services regulations. Our services are informational and educational in nature.
Service Limitations
You acknowledge and agree that:
- Our analysis and recommendations are based on the information you provide
- Results may vary based on individual circumstances and banking relationships
- We cannot guarantee specific savings amounts
- Banking fee structures may change after our analysis is completed
- Implementation of our recommendations is at your own discretion and risk
User Responsibilities
When using our services, you agree to:
- Provide accurate and complete information
- Maintain the confidentiality of any account credentials
- Review and verify all recommendations before implementation
- Consult with qualified financial professionals for specific financial advice
- Comply with all applicable laws and regulations
Payment and Fees
Service fees are listed in Australian dollars and must be paid before service delivery begins. All fees are non-refundable once the analysis process has commenced, except as required by Australian Consumer Law.
We reserve the right to modify our service fees at any time. Changes will not affect services already purchased.
Intellectual Property
All content on this website, including text, graphics, logos, and analysis methodologies, is the property of Prtiaggru and protected by Australian and international copyright laws.
You may not reproduce, distribute, or create derivative works from our content without explicit written permission.
Disclaimer of Warranties
Our services are provided on an "as is" and "as available" basis. We make no warranties, express or implied, regarding:
- The accuracy or completeness of information provided
- The suitability of our recommendations for your specific situation
- Uninterrupted or error-free service delivery
- Specific outcomes or results from implementing our recommendations
Limitation of Liability
To the maximum extent permitted by Australian law, Prtiaggru shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our services.
Our total liability for any claim related to our services shall not exceed the amount you paid for the specific service giving rise to the claim.
Indemnification
You agree to indemnify and hold harmless Prtiaggru from any claims, damages, or expenses arising from your use of our services, your violation of these terms, or your violation of any rights of another party.
Privacy and Data Protection
Your use of our services is also governed by our Privacy Policy. By using our services, you consent to the collection and use of information as described in that policy.
Termination
We reserve the right to terminate or suspend access to our services at any time, without prior notice, for conduct that we believe violates these Terms of Use or is harmful to other users, us, or third parties.
Changes to Terms
We may modify these Terms of Use at any time. Changes will be effective immediately upon posting to this page. Your continued use of our services after changes are posted constitutes acceptance of the modified terms.
Governing Law
These Terms of Use are governed by the laws of Victoria, Australia. Any disputes arising from these terms or your use of our services shall be subject to the exclusive jurisdiction of the courts of Victoria.
Severability
If any provision of these Terms of Use is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.
Contact Information
For questions about these Terms of Use, contact us at:
Prtiaggru
145 Collins Street
Melbourne VIC 3000
Australia
Email: [email protected]